I could pay by cheque and wait for it to clear but again they have my money and car. 78 posts 7 August 2012 at 12:59PM edited 30 November -1 at 12:00AM in Budgeting & Bank Accounts. Their experience will be similar to that of other online retailers. PayPal’s a safer way to pay on eBay. Bank trasfer is very common way of paying in Europe. However, they are asking that the title be mailed Certified. {"modules":["unloadOptimization","bandwidthDetection"],"unloadOptimization":{"browsers":{"Firefox":true,"Chrome":true}},"bandwidthDetection":{"url":"https://ir.ebaystatic.com/cr/v/c1/thirtysevens.jpg","maxViews":4,"imgSize":37,"expiry":300000,"timeout":250}}. What is the policy? The fact is that eBay adamantly insists that sellers not request wire transfers and buyers not send money using wire transfers. Can I get scammed by this? or is it once my money has gone to the other parties bank.i cant get anything back.if item is never sent and im conned. Ooops! Learn about the full scope of services offered through PayPal, the fees that sellers will face, and an example of how PayPal transactions work with eBay. Forum Member 25/03/09 - 20:47 in Advice #1. was unable to pay via card so the firm suggested bank transfer and sent their details. You have to deposit the check into your bank account and wait for the check to clear. But it’s not always as easy for the seller. I … You may have been lucky so far to deal with responsible honest sellers, and most of them on eBay are honest. Thanks guys. I am sorry @mudshark61369, I usually do provide links. Reverse bank transfers seem possible if from a stolen bank account or stolen bank cheque so I think there is some risk. The simple answer is yes, PayPal is safe, but within limits. Problem is this firm isn't TOO big so I don't know whether it's 100% safe, am i protected like i would be with a card payment? Sell on eBay with PayPal. Copyright © 1995-2021 eBay Inc. All Rights Reserved. Anyways, you are in Greece, selller is in Germany, I would strongly recommend credit card. can anyone help me from here? We also consider credit and debit cards to be a safe electronic payment method. 7 August 2012 at 12:59PM edited 30 November -1 at 12:00AM in Budgeting & Bank Accounts. PayPal’s a safer way to pay on eBay. Ways to pay. The only thing is you need is to be very sure the transfer has cleared the sender's bank before sending the item, I gather it can appear in … PayPal is the least safe of all payment methods for a seller, although the safest for the buyer. BTW - just to advise - the phrase "in receipt of cleared payment" in connection with the despatch time as used by eBay does NOT mean cleared into your bank account for every payment method. I could get cash out but it seems to be difficult to get (from HSBC) and there seems to be concerns around fake notes. They can also save and store their card information for future use. But it’s not always as easy for the seller. You might want to check with your banking institution about the fees, and to see if they have reciprocal agreements with the bank receiving the transfer. When you accept PayPal, buyers can check out using a credit or debit card, an eBay gift card or voucher, or Afterpay – as well as with their PayPal account. (eBay does not ask buyers to pay into our bank account.) I need more coffee. Also, I suspect the bank fees for a wire transfer may be less than what the PayPal fee would be. Buying privately is more stressful than I thought. The problem with bank transfer is you will probably have to do it in advance of picking up the vehicle or possibly before even viewing it. of course it is safe to receive by bank transfer - they cannot recall it, it is free and they can't do a chargeback. If the car is registered at the sellers address would bank transfer be safe? THERE IS NO SUCH THING AS FOOLPROOF, BECAUSE FOOLS ARE SO DARNED INGENIOUS! What is the policy? It expedites online purchases, and it hides sensitive financial information from merchants. There is absolutely NO "buyer protection" with a direct wire transfer- absolutely all of the risk is on the buyer. Paypal also has risks based on Scarletshoes response. When a buyer pays by Paypal, unless it is by an echeque which takes longer to clear through the system, any other payment is cleared into your account immediately and you should not be making your buyers wait an extra 5 days for the payment to clear into your bank account. 17 replies 42.8K views Jorell00 Forumite. 2. {"modules":["unloadOptimization","bandwidthDetection"],"unloadOptimization":{"browsers":{"Firefox":true,"Chrome":true}},"bandwidthDetection":{"url":"https://ir.ebaystatic.com/cr/v/c1/thirtysevens.jpg","maxViews":4,"imgSize":37,"expiry":300000,"timeout":250}}. eBay sellers welcome bank transfer - you are only giving out info that is on a cheque anyway, they can't use it for anything. It's also more risky for the seller as they can't be certain that the account being transferred from belongs to the buyer. cocoa? Bank Transfers are common for European sales. It might help the OP as well. Paypal does have a debit card which cost 4.95 a month right now,it keeps our money in a bank account in Bankcorp Bank,so I would think someday we will have a bank account with Bankcorp Bank… duffystev Posts: 4,979. PS, I am so sorry everyone about this taking me several posts, my brain is all over the place today so of course I just could not figure it out at once. To help provide a safe experience, we only allow payment methods that offer strong protection for buyers and sellers. How PayPal WorksWhat you can do with a personal account; Pay OnlineOnline payments without borders; Transfer & Collect MoneySend money to your friends or start collecting money; Get the PayPal AppManage your account on your mobile; Pay with CreditAdd a credit limit to your PayPal account; Search for DealsPay with PayPal and save money; Pay in 3Spread your purchase over three interest … I didn't go ahead with the transaction in the end. Click here to learn more; Seller requests payment by instant cash transfer via Western Union or MoneyGram. When you accept PayPal, buyers can check out using a credit or debit card, an eBay gift card or voucher, or Afterpay – as well as with their PayPal account. Bank transfer is a pretty safe way to be paid as a seller, not great for buyer protection though. First, on the MBG page it said that with guarantee, all payment methods are allowed and protected.But then it also said that checks and other unsafe methods are not allowed. Comments. Obviously, you need to check your account to make sure that the money is showing in there. It expedites online purchases, and it hides sensitive financial information from merchants. Having said that, my gut tells me he is ok becuase: 1. You can pay with your CC on Paypal, as long as there is no funds in the Paypal account. PayPal is a safe and efficient way to get paid on eBay, and it's the payment method used most frequently by our buyers. You keep that information in one place—at PayPal—instead of spreading it around everywhere you shop. Sign Up for Free. 'The T&C's are a barrier based on a LOT of past bad experiences with buyers'. So my dilemma now is if I pay by bank transfer and mind you I have never purchased from this seller b4, now will I get . They've got no stamina, these young'uns, have they? Normally how it works is you need seller's bank account and bank routing number info. To Always Pay by Credit Card, If Possible (And by Paypal, If Possible): In safety terms, major credit cards are the opposite of wire transfers; they offer you proactive protection and state in the cardholder's agreement that they will cover you if you are scammed. (eBay does not ask buyers to pay into our bank account.) The only thing is you need is to be very sure the transfer has cleared the sender's bank before sending the item, I gather it can appear in your bank, look like a safe transfer and actually be a bounced cheque, so beware of that. PayPal is a service that online shoppers and businesses of all sizes can use to make transactions easier and safer. If they do the fee for a transfer could be much less. Guarantee conditions of the eBay guarantee in detail. PayPal is as safe as (or maybe more so than) using your credit card to buy things, since you often don’t have to reveal your billing information to merchants. Does anyone know how safe a bank transfer is with it being such a valuable item? DrPhil Distinguished Member. The seller will not ship out of Germany and will not accept PayPal. Learn More → Your bank account number plus the bank's routing number – the numbers listed on the bottom of your checks – can be used to set up electronic deposits or withdrawals from your account. Western Union/Moneygram and Bank Transfer are the safest methods for sellers and leave the buyer with zero protection, other than what they are prepared to fight for through the Courts. Only payment methods offered at eBay Checkout are allowed. It's here, http://pages.ebay.de/einkaufen/ebay-garantie.html#tnc. Learn More → Your bank account number plus the bank's routing number – the numbers listed on the bottom of your checks – can be used to set up electronic deposits or withdrawals from your account. someone that has already paid this way before? Own a business? 8; Next. If you follow eBay's rules for payment, the seller never sees your CC information, they just recieve cash in either their Paypal account or from their Internet CC Gateway account. Thanks. It can also act as another intermediary between you, your credit card company and/or bank, and a merchant in the event that a problem arises. (These payment methods aren't permitted on eBay.) The item itself is quite valuable and current bids are over £1500 and if the buyer paid via PayPal it would obviously incur quite a lot more fees, but my friend is worried about how safe a bank transfer would be as neither of us have ever done one on eBay. Bank transfer is a pretty safe way to be paid as a seller, not great for buyer protection though. However, if your buyer phones his bank tomorrow, he can make arrangements to withdraw the full amount from his bank account in cash, and pick it up before he comes to collect. When eBay manages your payments, buyers can use a variety of payment methods such as credit, debit, and gift cards, Apple Pay, Google Pay, PayPal, and PayPal Credit. Share best practices, tips, and insights. If PayPal wasn't as safe or safer to use than a … Under payment methods, under transfers, is this, Payment is made directly between two bank accounts, Payment is credited directly to the seller's account, Only items with eBay Guaranteeyou have buyer protection for all payment methods. The reason I suggest this is that for such a large sum of money, it seems very odd that the buyer is willing to take such a risk, and although some will say there are virtually no risks with bank transfers, this is not entirely true. As you will be posting it, you need to make sure you do it with the right level of insurance and tracked, that waythe seller is covered for an item not received claim. In most categories, sellers accept credit cards, Apple Payor Google Pay, but they may also offer other options as well. As for those Paypal fans who want to continue using Paypal,there are talks Paypal may not be a bank,but will work on a way to give us a bank routing number and account number so we can use it for MP. They can also save and store their card information for future use. His paypal account is limited. I get the distinct impression that eBay is pressuring users to pay using PayPal - which means extra fees for them - under the guise of "providing a better, safer, user experience", etc., by making it difficult to choose Bank Deposit because of insufficient information. in short I accepted a best offer on an item on Ebay.DE , but thought PAYPAL option was available. What Is PayPal? If you follow eBay's rules for payment, the seller never sees your CC information, they just recieve cash in either their Paypal account or from their Internet CC Gateway account. If PayPal wasn't as safe or safer to use than a … The following payment methods are not allowed, including: Incorrect. Get quick answers to important questions to get you selling faster and better! So, can they have the money sent to this friend’s PayPal account instead, and the friend can then bank transfer it to them? Why? Find out how to set up your listing so buyers can use their credit or debit cards to pay you. with your T & C's I'm surprised that you even visit these boards let alone ask about buyer protection!! BUT there is no Buyer Protection on eBay for this method of payment, so that does not mean that the purchase is guaranteed to be 'safe'. Learn about the full scope of services offered through PayPal, the fees that sellers will face, and an example of how PayPal transactions work with eBay. It is my understanding that when using bank to bank tranfer there is no ebay protection. The only methods are pick up (cash) or ship (bank transfer). You can pay with your CC on Paypal, as long as there is no funds in the Paypal account. A friend of mine has an item for sale on eBay and it's advertised as collection only, cash on collection. Solved: Buyer has asked to pay by bank tranfer. 1 of 8 Go to page. Accepting credit and debit cards We also consider credit and debit cards to be a safe electronic payment method. It is Horlicks for us youngsters lol. I offer bank transfers on all my aucitons and never ever get anyone use it, so if you have a buyer that is happy to do so , say yes now. i already sent him 3 messages so as for him to explain me but still nothing. Will any of the buyer/seller protections still apply? How PayPal WorksWhat you can do with a personal account; Pay OnlineOnline payments without borders; Transfer & Collect MoneySend money to your friends or start collecting money; Get the PayPal AppManage your account on your mobile; Pay with CreditAdd a credit limit to your PayPal account; Search for DealsPay with PayPal and save money; Pay in 3Spread your purchase over three interest … Learn how to accept PayPal payments. The T&C's are a barrier based on a LOT of past bad experiences with buyers, but my auctions are all either PayPal for the ones which are posted, or cash on collection. To help provide a safe experience, we only allow payment methods that offer strong protection for buyers and sellers. Sell on eBay with PayPal. They are illegal as they contravene the Distance Selling Regulations and will give you problems. eBay has announced that it will stop working with PayPal in 2020 and start transitioning to Adyen, … If the purchase is made on eBay.de then the rules are very different and bank transfers ARE covered … So, can they have the money sent to this friend’s PayPal account instead, and the friend can then bank transfer it to them? Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. I only know that as buyer, you should NOT pay by bank transfer. Bank transfer is generally fine, but there are no guarantees on it taking minutes or even hours - end of next business day is all you can rely on. It'll definitely be going via Special Delivery and insured to the full amount, she wouldn't consider sending it any other way. Only payment methods offered at eBay checkout are allowed. The simple answer is yes, PayPal is safe, but within limits. Surely the one that needs to be "checked out" is the Pop's friend, particularly if they are following the Pop's business model. Learn how to accept PayPal payments. A bank transfer, also called a wire transfer, is a way to send money from one bank account to another anywhere in the world. We keep your financial information securely encrypted and you don’t have to worry about a lost bank transfer. 0. I would not have a problem paying by bank transfer if I trusted the seller as any problems would need to be sorted out between both of you (or at least outside eBay/PayPal). For awhile there, eBay actually kept warning everyone how horrifically dangerous PayPal was, too. I don't think they will have any as they can't prove payment via paypal. The eBay Buyer Protection applies to offers with the eBay guarantee for all payment methods accepted by the Seller. Click here to learn more; Seller requests payment by instant cash transfer via Western Union or MoneyGram. To pay with PayPal, select PayPal as your payment method at checkout and enter your account information. Go. hi guys.. im always buying things off gumtree.. and most people ask for bank transfer then they will send goods.. so what protection level is there? Red flag #2 hopping they don't send it to the wrong address,I only have 1 address lol. But here is the thing. Please can someone give me some advice on this? Their experience will be similar to that of other online retailers. At first, and for the longest time, eBay never even knew that things like bank transfers, checks, Western Union, and even cash in the mail were the "common choice of scammer sellers". But when I went to ebay.de to check to make sure it is allowed method of payment, things got cofusing. He haggled on the price. You can see a typical attacker’s pitch in the screenshot below. Apologies to goldie but congrats for having probably the largest collection of cosmetics held in private hands today and the sense to dispose of some 400 odd items from it before it completly overran their dressing table. You keep that information in one place—at PayPal—instead of spreading it around everywhere you shop. If you don't have a PayPal account, you can sign up on the PayPal site or by selecting the button below: They can just dash off a check, put it in the mail, and bam, you’re paid. Cashier's checks can be forged- PayPal payments can be reversed and disputed- even cash can be counterfeited- but a … Is only available on eBay.com. paypal, as long as there is no. Is in Germany, I would say that it is allowed method payment. Transfer - are you protected is showing in there the risk is on the more on subject, it you. Around everywhere you shop send it to the Postage and payments section of listing. 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