Relevant documents Professional indemnity guidance Guidance for nurses, midwives and nursing associates on the requirement of professional indemnity insurance NZNO employs a team of experienced medico-legal lawyers who specialise in representing nurses, midwives and … ‘Indemnity’ is the term used to describe the financial backing available to cover the costs of a clinical negligence claim against you. If you do not have a new professional indemnity … Most employers provide the appropriate cover for their employees, but it is worth checking with your employer to confirm this. The RCN indemnity scheme is an occurrence based policy rather than insurance policy. They don't usually need to provide evidence e.g. Newly qualified nurses and midwives and those coming from European Economic Area (EEA) and non-EEA countries who are registering with the NMC for the first time may not yet have secured employment. We cannot decide in advance if a future application for indemnity would be successful as it is impossible to … You must have an appropriate indemnity arrangement in place from July 2014, regardless of the date your declaration was signed. where a patient ... For further NMC information regarding indemnity: An employer’s arrangement will only cover your work in that employment. Information from the NMC … Professional indemnity insurance for gig workers, for a day, a year, or anything in between. As long as you are covered when you practise, you can continue to be registered with us. For complete details of coverage and availability, please refer to the group policy form GPNP12-AX, GPNP13-HI, or GPNP12-AX-PASG, or contact MetLife. In July 2014, the UK government introduced a requirement for all healthcare professionals to hold an appropriate indemnity arrangement. If an indemnity arrangement is provided through membership of a professional body or a private insurance arrangement, they may need to record the name of the professional body or provider. Once you have met the revalidation requirements and had your confirmation discussion you can begin your application. The Nursing & Midwifery Council: Revalidation, Guidance for nurses, midwives and nursing associates on the requirement of professional indemnity insurance, Freedom of Information and Data Protection. Visit our website for information including details of revalidation deadline extensions. It is important that you understand the terms of your insurance policy. We’re the professional regulator for nurses, midwives and nursing associates. ... (EEA) and non-EEA countries who are registering with the NMC … An indemnity arrangement may normally be provided by your employer, placement provider or through your own arrangements. ... Insurance worries for GP nursing staff dispelled with new scheme ... As a result, the MDO will no longer provide them with support for their other legal issues like employment advice, NMC … £16.40. Indemnity insurance is a way to protect yourself against a legal liability or loss, usually a financial loss. The NMC does not regard ‘Good Samaritan’ acts, where someone provides first aid or … By RCM on 17 January 2017 NMC - Nursing and Midwifery Council Independent Midwives Indemnity. for newly registered nurses in their first year of registration with the NMC. Our website has further information about RCN Indemnity. NMC seeks feedback on professional indemnity insurance information professional indemnity insurance requirement Having an appropriate level of professional indemnity insurance declare to confirm that … A new state-backed indemnity scheme will automatically provide cover to nursing staff working in NHS GP services in England. Arrangements may vary between employers so you should always check with them. Professional indemnity cover is an arrangement where you pay someone, usually a … The good news is that MDU membership provides access to indemnity … It is vitally important to understand, that by signing the self-declaration, nurses, midwives and nursing associates specifically declare that whenever they practise they will have an appropriate indemnity arrangement in place. The RCN indemnity scheme is a discretionary contractual indemnity arrangement, rather than a policy of ‘insurance’. Professional bodies may offer professional indemnity insurance, or you can arrange your own cover directly through a commercial provider. Similarly, in April 2016, the Nursing and Midwifery Council (NMC) introduced the requirement for nurses to state that they hold an indemnity … an insurance or membership certificate, although the NMC … What is ‘indemnity’? Changes in light of coronavirus (Covid-19). While the arrangement does not need to be individually held by the nurse, midwife or nursing associate, it is their responsibility to ensure that appropriate cover is in place. Professional Indemnity Insurance: The Nmc and Bar Council Requirements Suzanne Fullbrook, LLB(Hons), MPhil Barrister (non-practising), RN Journal of Perioperative Practice 2006 16 : 9 , 423-427 If it is discovered that a nurse, midwife or nursing associate is practising without an appropriate indemnity arrangement in place, they will be removed from the register. However, you must maintain good records of both the indemnity arrangement and the disclosure of your scope of practice. Removal from the register means that they will no longer be able to practise as a nurse, midwife or nursing associate. It is true that midwives who cannot access adequate indemnity can continue to work either in the NHS or with small groups of midwives who have adequate insurance … You need to make sure that your indemnity arrangement covers all aspects of your role, particularly if your work takes place in the practice setting (for example, practice placement-based teaching or providing support for learning and assessment in practice settings). Indemnity insurance. The law only requires that you to have insurance or indemnity as part of your employment or self-employment. Find out everything you need to know about revalidation including how you can meet the requirements by reading 'How to revalidate with the NMC'. As the NMC (2008) states, professional indemnity insurance ‘is in the interests of clients, patients and registrants in the event of claims of professional negligence’. For more information on professional indemnity, read our guidance document and visit the professional indemnity page on the main NMC website. Professional nurse indemnity insurance, also known as nursing professional indemnity insurance, nursing liability insurance or nurse malpractice insurance, is insurance coverage that protects nurses from … 6. An indemnity means ‘insurance cover’ that will pay for any costs associated with something going wrong in the day-to-day undertaking of a particular nurse’s or midwife’s activities; e.g. If you are employed in private healthcare (for example, a nursing home or general practice), it is likely that your employer will have an appropriate indemnity arrangement for you. This will provide appropriate cover for all the relevant risks related to your job. You must declare that you have, or will have when practising, appropriate cover under an indemnity arrangement. £6.56. The need to have in place an indemnity arrangement is a mandatory requirement of the Code. Having a professional indemnity arrangement in place is also a revalidation requirement. It is important that you understand the terms of your insurance policy. £13.12. Arrangements may vary between employers so you should always be sure to confirm. As a registered nurse, midwife or nursing associate you are legally required to have a professional indemnity arrangement in place in order to practise. We offer insurance cover for freelancers, contractors, sole traders, and the self-employed. Get covered in just … Joint RCM membership** nurses … Each nurse, midwife and nursing associate is responsible for making sure they have the appropriate cover for their role and scope of practice. Provided you satisfy our eligibility criteria, all you need is a letter from us confirming your RCN membership and a copy of our indemnity … For more information on professional indemnity, read our guidance document and visit the professional indemnity page on the main NMC website. When submitting your revalidation application you will be required to declare that you are covered by the appropriate indemnity insurance. Confirm a nurse, midwife or nursing associate’s registration, Becoming a nurse, midwife or nursing associate, Support for patients, families and the public, Information for those under investigation, Coronavirus (Covid-19): Information and advice, ‘My Midwife & Me’: Professional indemnity arrangements, Q&As on professional indemnity insurance from NHS Employers, professional indemnity arrangements for nurses, midwives and nursing associates. We work to ensure these professionals have the knowledge and skills to deliver consistent, quality care that keeps people safe. The NHS insures its employees for work carried out on its behalf. When you self-declare, you are not required to provide a copy of your documents for your indemnity arrangement. Professional Indemnity Insurance. If you are self-employed you will need to have arranged your own professional indemnity cover. This is because a clinical negligence claim has the potential to devastate the professional life of any nurse, midwife or nursing associate. The NMC recommends that a registered nurse, midwife or specialist community public health nurse, in advising, treating and caring for patients/clients, has professional indemnity insurance… The Council of Deans of Health have published information for educators on the new requirements. Your online application opens 60 days before your revalidation application date. If you have a new professional indemnity provider, you can tell us by emailing RegistrarandAppealsSupportTeam@nmc-uk.org. All practising NMC registrants must be covered with professional indemnity insurance … RCM Statement on NMC decision on indemnity cover for IMUK midwives. For more details, read our guidance on professional indemnity arrangements for nurses, midwives and nursing associates. New GMC guidance on professional indemnity Doctors are legally obliged to have adequate and appropriate indemnity in place from the moment they start practising in the UK. In certain states, availability of MetLife’s Group Hospital Indemnity Insurance … We’ve put some measures in place to support you to meet your revalidation requirements during the Covid-19 emergency. Professional bodies may offer professional indemnity insurance, or you can arrange your own cover directly through a commercial provider. If you undertake a combination of employed and self-employed work, or work for more than one employer, you must have an appropriate indemnity arrangement in place for each area of your practice. The cover they have in place should be relevant to the risks involved in their practice, so that it is sufficient if a claim is successfully made against them. This paper highlights the issue of independent midwives practising without professional indemnity insurance. This includes breaks for maternity leave, travelling or a break in employment. If you work for the NHS, you will already have an appropriate indemnity arrangement. Benefits are underwritten by Metropolitan Life Insurance Company, New York, New York. And while anyone employed by the NHS is secure in the knowledge they are indemnified against such claims, insurance … It is likely that you have … This means that you will be covered if a claim is made against you in an NHS role. If you are self-employed, work as a consultant or through an agency, you will probably be required to have your own indemnity arrangement in place. The Royal College of Midwives ceased to provide professional indemnity insurance in 1993 and whilst for a few years independent midwives could obtain PII commercially at an affordable price, this rose exponentially, effectively pricing independent midwives out of the market. There isn’t a specific policy number for RCN indemnity - like you would have for home or car insurance. In 2011 The Flaxman report, 3 commissioned by the RCM and NMC … If this applies to you, you will still be able to register as normal because you will have signed the declaration stating that you will have in place an indemnity arrangement when you practise in the UK. There isn’t a specific policy number for RCN indemnity - like you would have for home or car insurance. You need to have an indemnity arrangement in place when you practise as a nurse, midwife or nursing associate. Nurse full membership for registered nurses and midwives. Provided you satisfy our eligibility criteria, all you need is a letter from us confirming your RCN membership and a copy of our indemnity … See pages 33-34 in our revalidation guidance for more information and details. If you practise without cover after this time, you will be breaking the law, even though you may only have to sign the declaration when you renew your registration. NMC accused of ‘maximum disruption’ to independent midwives over indemnity dispute; NMC accused of ‘disruption’ to midwives in indemnity dispute ; This time last year, the regulator’s registrar concluded that some IMUK members were relying on an insurance … The above guidance applies to midwives, but there is also specific information on indemnity arrangements for midwives as well. When applying to join or renew your registration with us, nurses, midwives and nursing associates are required to self-declare that they have in place, or will have in place, an appropriate indemnity arrangement when they practise in the UK. You must have in place an indemnity arrangement which provides appropriate cover for any practice you take on as a nurse, midwife or nursing associate in the United Kingdom. You don’t need to provide evidence to prove you meet this requirement – you just need to confirm you have the appropriate cover when making your application. For more information, please see the Q&As on professional indemnity insurance from NHS Employers. We work to ensure these professionals have the knowledge and skills to deliver consistent, quality care that keeps people safe. £8.20. This could be through your employer, a membership with a professional body, or through a private insurance arrangement. If you are a nurse, midwife or nursing associate and are employed in education it is likely that your employer will have an appropriate indemnity arrangement for you. Indemnity insurance covers these legal costs and is essential for all health practitioners. We’re the professional regulator for nurses, midwives and nursing associates. Please visit nmc.org.uk/COVID19 for information about temporary registration and changes to how we’re operating during this time. If you decide to take a break from practising, you do not need to let us know. Indemnity insurance – those two words hold huge significance for every NMC registrant.

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